These Terms of Use (“Terms”) govern your access to and use of the Payne’s Dock website (“Website”) and any services or products provided by Payne’s Dock (“Services”). By accessing or using our Website or Services, you agree to be bound by these Terms. If you do not agree with these Terms, please refrain from using our Website and Services.

1. Use of Website and Services

1.1 Eligibility: You must be at least 18 years old to access or use our Website and Services. By using our Website and Services, you represent and warrant that you are of legal age to form a binding contract with Payne’s Dock.

1.2 Compliance: You agree to use our Website and Services in compliance with all applicable laws, regulations, and these Terms. You are solely responsible for your use of our Website and Services and any consequences thereof.

1.3 Account Registration: Some features of our Website or Services may require you to create an account. You agree to provide accurate, complete, and up-to-date information during the registration process. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account.

2. Intellectual Property

2.1 Ownership: The Website, Services, and all related content, including but not limited to text, graphics, images, logos, trademarks, and software, are the exclusive property of Payne’s Dock or its licensors. The content is protected by copyright, trademark, and other intellectual property laws.

2.2 Limited License: Subject to these Terms, Payne’s Dock grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and Services for your personal, non-commercial use. You may not copy, modify, distribute, sell, lease, sublicense, or reverse engineer any part of the Website or Services without our prior written consent.

3. User Conduct

3.1 Prohibited Activities: You agree not to engage in any of the following prohibited activities:

Violating any applicable laws, regulations, or these Terms;

Interfering with or disrupting the operation of the Website or Services;

Engaging in unauthorized access, hacking, or data mining;

Uploading or transmitting any viruses, malware, or harmful code;

Impersonating another person or entity;

Posting or transmitting any illegal, defamatory, obscene, or offensive content;

Collecting or harvesting personally identifiable information of other users without their consent.

3.2 Suspension or Termination: Payne’s Dock reserves the right, at its sole discretion, to suspend or terminate your access to the Website or Services if you violate these Terms or engage in any prohibited activities. We may also remove or modify any content that violates these Terms or applicable laws.

4. Limitation of Liability

4.1 Disclaimer: The Website and Services are provided on an “as is” and “as available” basis without warranties of any kind. Payne’s Dock does not warrant that the Website or Services will be uninterrupted, error-free, or free from viruses or other harmful components.

4.2 Limitation of Liability: To the maximum extent permitted by applicable law, Payne’s Dock and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or Services.

5. Modifications and Termination

5.1 Modifications: Payne’s Dock reserves the right to modify, suspend, or discontinue all or part of the Website or Services at any time, with or without notice. We shall not be liable to you or any third party for any modifications, suspension, or discontinuation of the Website or Services.

5.2 Termination: These Terms will remain in effect until terminated by either party. You may terminate these Terms by ceasing to use the Website and Services. Payne’s Dock may terminate these Terms at any time, for any reason, without prior notice.

6. Governing Law and Dispute Resolution

6.1 Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Rhode Island, without regard to its conflict of laws principles.

6.2 Dispute Resolution: Any disputes arising out of or relating to these Terms or your use of the Website or Services shall be resolved through binding arbitration in accordance with the rules of the State of Rhode Island. The arbitration shall take place in Providence, RI, and the award rendered by the arbitrator(s) shall be final and binding.

7. Miscellaneous

7.1 Entire Agreement: These Terms constitute the entire agreement between you and Payne’s Dock regarding your use of the Website and Services and supersede all prior or contemporaneous agreements or understandings.

7.2 Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

7.3 Contact: If you have any questions, concerns, or inquiries regarding these Terms or our Services, please contact us using the contact details provided on our Website.